Protection from Serious Illnesses
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This can be taken as an addition to a life cover policy or as a distinct policy in its own right. It provides a lump sum payment on the diagnosis of specified illnesses. Not all companies cover the same illnesses and their definition of illnesses vary. It is vital to check the policy wording. There is a high claim rate with this type of policy, which has resulted in it being more expensive than life cover.
The statistics show that cancer is the number one claim for critical illness cover. This market is fast moving, with very significant differences in the level of cover offered by different companies. Partial payments for certain conditions have been introduced by some companies. An up to date analysis of the market is required to ensure that you get a policy that is appropriate to your needs. |
Emily’s Story
Emily is 43 years old and married with two children “made of fur”. She was diagnosed with cancer and fortunately doctors were able to remove the cancer before Emily found out. This video explains how being able to claim on her Zurich critical illness plan enabled her to focus on her mental and physical health following her diagnosis and not worry about her finances.
This is an example and does not constitute a recommendation or advice.
Emily is 43 years old and married with two children “made of fur”. She was diagnosed with cancer and fortunately doctors were able to remove the cancer before Emily found out. This video explains how being able to claim on her Zurich critical illness plan enabled her to focus on her mental and physical health following her diagnosis and not worry about her finances.
This is an example and does not constitute a recommendation or advice.
Jon's Story
Jon felt like the average reasonably healthy man until one day, after cycling, he felt a pain in his chest. This is his story about how having protection in place took away some of the additional worries during that stressful time.
This is an example and does not constitute a recommendation or advice.
Jon felt like the average reasonably healthy man until one day, after cycling, he felt a pain in his chest. This is his story about how having protection in place took away some of the additional worries during that stressful time.
This is an example and does not constitute a recommendation or advice.
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The value of investments are not guaranteed and can fall as well as rise.
The value of investments are not guaranteed and can fall as well as rise.
